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BUSINESS DEBT RELIEF & COMMERCIAL LENDING

Business debt weighing you down? Let’s find a way forward.

Daily MCA withdrawals can often leave too little cashflow for payroll, suppliers, and the business you’ve worked hard to build. Sentry & Sage Consulting helps you explore consolidation, refinancing, reverse MCA options, and debt settlement—with payment-processing protection and business tools available to support continued operations.

Let’s review your situation.

Get started with your free consultation

Prompt action. Clear guidance. Your business remains yours.

MCA Debt Settlement

Our negotiators achieve average debt reductions of 50–60%, with some settlements reducing balances by 80% or more. When existing payments become unsustainable, we help you pursue a settlement evaluation and a practical path forward.

 

Creditor outreach, and negotiations begin upon engagement without waiting for a large reserve to accumulate. This approach does not require transferring your business to a new entity or giving away ownership like other programs suggest.

MCA Consolidation & Refinancing

Find out whether a different financing structure could ease the pressure on your cash flow. We review consolidation, payoff refinancing, and reverse MCA options against your existing obligations and business needs.

 

You’ll understand how the proposed payments, total cost, and funding schedule compare before choosing a path. When additional financing doesn't make sense, we'll guide you through the best alternatives.

Support for the business and people who run it

Your business still needs to accept payments, serve customers, and cover everyday expenses while you address its financing. Our program brings together debt guidance, lending relationships, and operational support.

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Protect payment processing revenue

Through personally negotiated processing partnerships, your funds will not be held when the lender issues their UCC notice. This is a crucial step to ensuring busines continuity and many firms fail here because it requires specialized, pre-negotiated relationships that they are unable to attain.

Access more funding paths for your business

Our lending relationships give you access to options worth evaluating alongside settlement, including consolidation, refinancing, equipment financing, and working capital. We help you compare the structure with what your business can reasonably support.

Strengthen your
everyday operations

Eligible businesses receive exclusive, no-cost access to the best technology, software, and hardware through our processing programs. We review the setup against your current operations so any transition supports how you actually run your business. All migration is handled with our white-glove setup and support so you can focus on running your business.

Experience that helps you move forward.

Our team’s experience spans business lending, debt resolution, payment processing, and small-business operations. We bring those perspectives together to help you evaluate your next step.

25+

Years of Experience

$700M+

Capital Secured

Figures reflect experience across our team’s prior work and affiliated businesses.

3,000+

Businesses Served

$500M+

Debt Resolved

Commercial lending for the needs ahead.

Equipment Financing

Working Capital & Business Lines of Credit

Explore financing for equipment purchases or optimize existing equipment obligations.

Evaluate capital for operating expenses, inventory, or other working capital needs.

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Business Acquisition Financing

Contractor & Project Funding

Review lending options for purchasing an existing business or acquiring ownership interests.

Evaluate funding for materials, labor, and project-related costs.

Receivables & Purchase-Order Funding

Business Debt Consolidation

Explore distinct financing options for eligible unpaid invoices or purchase orders.

Evaluate financing options to combine existing business obligations into a new financing arrangement, subject to eligibility and proposed terms.

Commercial real estate lending for your next move.

Whether you’re acquiring property, refinancing, or planning construction, we help you evaluate lending options around your property, transaction, and goals.

Explore acquisition, refinancing, construction, bridge, and other lending options for owner-occupied and investment properties.

A clear conversation. A practical next step.

[01]

Start with a conversation.

We discuss your business, existing financing obligations, payment pressure, and goals.

[02]

Evaluate the appropriate path.

We assess available consolidation and refinancing options and whether a debt settlement evaluation may be more appropriate.

[03]

Move forward with support.

We coordinate the information, introductions, and next steps needed to pursue the selected path.

A lending resource for advisors and referral partners.

When your client needs a lending evaluation, connect them with Sentry & Sage Consulting. We assess consolidation, refinancing, and broader commercial lending opportunities while keeping the client’s circumstances and existing advisory relationships in view.

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Frequently asked questions

Let’s find a clear next step for your business.

Whether you need relief from MCA payments, a settlement evaluation, or financing for your next move, start with a conversation about your business.

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